Business Bank Account

If you are looking to start a company and are trying to determine if a business bank account is required than ask you need to read this article. I will cover if you need a business checking account and if you do need one what the benefits of having a small company checking account will be.

Do you need a business bank account?

  • You don’t have any employees
  • Your small operation has no significant expenses
  • Most of your clients pay you on a per service basis (for example dog walker, hair cutter) as opposed to a per unit of production
  • Your total income is used annually for personal use
  • You have the ability to easily identify money from your company

If all the business questions above apply to your situation you don’t need to have a business bank account in most states, however it is best to check with a local accountant to confirm.

If you do require a business account at a bank then you will realize the Benefits of a Business Bank Account…

  • Avoid confusion between personal and business transactions
  • Increase your credibility when dealing with other organizations
  • Increase the number of options for you to get paid
  • May help in receiving small business loans
  • Required to incorporate your business(which has additional pros/cons)

Compare Small Business Bank Accounts

Comparing small business accounts is the next logical step in choosing a business account. There are thousands of options for you to choose from including free business checking account options, complete a-z solutions involving funding and extensive personal help.

My recommendation is to choose a free checking account to get you started and then proceed from there as your business grows. Keeping the costs down at the start can be a real benefit to many small business owners.

SEO Content Writing Services for Business Websites

SEO content writing services for business websites are available from professional SEO outsourcing solution providers based both within the US and abroad. SEO companies in India are particularly well-known for their well-worded and error-free content for websites offered at a lower price than that of their U.S. counterparts. These companies cater to the requirements of different industries – healthcare, finance, marketing, media entertainment, communication, education, travel and hospitality and others. The advantage of time zone differences is often seen as an additional reason to outsource to India.

SEO Content Writing Services Available to You

Irrespective of whether the SEO copywriting and content development is being done in the US or outside of it, you can expect a wide range of solutions. These solutions would attract not only the search engine spiders but also your target audience and potentially big customers.

• Website content development
• Blog writing
• Development of articles and press releases
• Development of reviews and testimonials
• Development of newsletters
• Creation of content for PowerPoint presentations and videos
• Posting of comments in blog websites
• Posting of forum threads
• Technical writing

Well-planned Solutions

The providers of SEO content writing services would take into consideration the core processes of your business, your major products, markets and target customers; the expected tone (serious or light, formal or informal) and the keywords you wish to target and the competitive keywords which they have discovered, to develop content that is:

• SEO optimized
• Original
• Unique
• Informative
• Organized
• Smooth Flowing
• Compelling
• Credible

On-page content would also be persuasive enough to encourage your website visitors to buy from you. To ensure that they consistently develop only quality content, the professional SEO company would have a superior QA strategy in place. The QA team would include experienced and expert content editors and proofreaders.

Outsource only to a White Hat SEO Company

There are a lot of companies that adopt black hat techniques in their content development and other SEO services. Keyword stuffing is one of these unethical techniques. When you outsource, make sure it is to a company that develops content with the right keyword density (not too much, not too less). In addition, the keywords should not appear to be forced into the content but rather, as a natural part of the content. Get some samples from different service providers to make the right choice.

The Foundation for other SEO Services

To conclude, SEO content writing services for business websites are the basis on which other SEO services can work. It is no wonder then that content is called the king of SEO. If you have good content supplemented by other optimization efforts, you are on the road to a sure boost in your search engine rankings, an improvement in your online reputation and an increase in conversions and profits.

A Guide To Opening A Business Bank Account

Whether you will be starting a small or large venture, one of the important tasks that you have you do is to set up a business bank account. Although you may think this is just an additional task that will eat up your time and may even be unnecessary (since you have a personal account you can use), having a business bank account can be really advantageous, especially for your start-up company.

One of the important reasons why your company should have its own account is that even if your venture is a sole proprietorship, an official business bank account makes it easier for you to keep your business expenses separate from your personal ones. Also, having a separate account will make it easier for you (or your accountant) to compute and pay the necessary taxes for your business. Lastly, a business bank account can help make your company look more like a genuine, professional business as opposed to a small and possibly untrustworthy operation.

If it’s your first time to open a business bank account, below is a guide and some helpful tips that can help you with the whole process:

1. Be on the lookout for any specials or promos offered by banks, both local and commercial ones. There are many banks today that offer cash bonuses, fee-free credit card transactions, and other incentives to attract new business customers. Take advantage of these offers so that you’ll gain greater flexibility and save more money that you can use to invest in the operation of your business.

2. If you already have a personal checking and savings account, visit your bank. Ask the representatives about the business bank accounts they offer. You may be able to get a better deal by keeping both your personal and business accounts at the same bank

3. Ask the bank representative for a rate sheet that shows the current interest rate on business checking and savings accounts. If you plan on keeping a huge balance in your business bank account, earning some interest will be a really nice perk.

4. Select a business account that meets your requirements. Choose an account that won’t charge you maintenance fees or per-check charges. In addition, make sure that you will be able to meet the minimum balance requirement to avoid incurring service charges.

5. Once you have opened your business bank account, wait a few days for the funds to settle in your new account. Check the balance to be sure that your initial deposit has been credited. Get in touch with the bank if there are any discrepancies with the initial deposit or if you have not received any account paperwork within a week of opening the account.

Read more tips about opening a business bank account here.

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